Terms of Use

Last updated: 15 February 2026

1. Acceptance of Terms

By using ClearChoiceHealth, you agree to these Terms of Use.

If you do not agree, you should not use the platform.

2. Nature of the Service

ClearChoiceHealth provides general information and comparison tools relating to Australian private health insurance products.

We:

• Are not a broker
• Do not sell insurance
• Do not provide financial advice
• Do not provide medical advice

Information provided is general in nature and does not take into account your personal objectives, financial situation, or needs.

3. No Affiliation

ClearChoiceHealth is independent and is not affiliated with any health insurer or government agency.

4. Accuracy of Information

We use publicly available data sources including MBS Online, APRA, privatehealth.gov.au, ABS, and AIHW.

While we take reasonable care to ensure information is accurate, we do not guarantee:

• Completeness
• Accuracy at all times
• Ongoing availability of all products

Users should confirm details directly with insurers before making decisions.

5. Limitation of Liability

To the extent permitted by law, ClearChoiceHealth is not liable for:

• Decisions made based on information provided
• Changes in insurer policy terms
• Errors in publicly sourced data

6. Intellectual Property

All content, design, logic, and materials on this website are owned by ClearChoiceHealth unless otherwise stated.

You may not reproduce, distribute, or modify content without permission.

7. Acceptable Use

Users must not:

• Attempt to reverse engineer platform logic
• Interfere with website functionality
• Use automated scraping tools
• Attempt to breach security measures

8. Changes to Terms

We may update these Terms from time to time. Continued use of the platform indicates acceptance of revised Terms.

9. Governing Law

These Terms are governed by the laws of Australia.